W.F. Among Cities With Most Improved Credit Score

Here are the cities with the most improved average consumer credit scores:

  1. Bakersfield, CA 717 (709 in 2011)
  2. Sioux Falls, SD, 784 (778 in 2011)
  3. Tyler, TX, 715 (710 in 2011)
  4. Wichita Falls, TX, 728 (722 in 2011)
  5. Fort Myers, FL, 756 (750 in 2011)
  6. Reno, NV, 746 (740 in 2011)
  7. Dallas, TX, 727 (722 in 2011)
  8. Las Vegas, NV, 714 (709 in 2011)
  9. Greenville, NC, 734 (730 in 2011)
  10. Phoenix, AZ, 737 (733 in 2011)

This analysis is based on a statistically relevant sampling of Experian's consumer credit database. Credit files analyzed had all personal identification information removed.

Credit scores for the State of Credit report were based on the average VantageScore® by designated market area (DMA) from January through June 2012. The numerical range used by VantageScore is 501-990, with higher scores representing a lower likelihood of risk.

To learn more about how to proactively manage debt and build a positive credit history, consumers can log on to www.livecreditsmart.com.