The Better Business Bureau of North Central Texas warns scammers are exploiting the Affordable Care Act (ACA) as a way to fool Americans into sharing their personal information. Many key provisions of the ACA go into effect on October 1st, so don't let confusion around the new law cause you to fall for a scam.
How the Scam Works: You receive a call from someone claiming to be from the federal government. The caller informs you that you've been selected to receive insurance cards through the new Affordable Care Act. However, before they can mail your card, the caller needs to collect personal information.
How to Spot a Scam and Protect Yourself:
· Hang up, don't press any buttons and, if you received a voice mail message, don't call the scammer back.
· The government typically doesn't call, text or email. Government agencies normally communicate through the mail, so be very cautious of any unsolicited calls, text messages or emails you receive.
· Don't trust Caller ID. Scammers have technology that lets them display any number or organization name on your screen.
· Anyone can be the victim of this scam, but some targeted groups include: People 65 years or older, Persons with disabilities, and Owners of small businesses.