Target Targeted - KAUZ-TV: Newschannel 6 Now | Wichita Falls, TX

Target Targeted

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    Today Target has confirmed there was unauthorized access to payment card data in United States stores. Approximately 40 million credit and debit card accounts may have been impacted between November 27th and December 15th, 2013.

    Monica Horton of the Better Business Bureau of North Central Texas located in Wichita Falls has some helpful hints for people to recognize card fraud.
    
    Monitor your credit card statements carefully (go online; don't wait for the paper statement).  If you see a fraudulent charge, report it to your bank or credit card issuer immediately so the charge can be reversed and a new card issued.

    Keep receipts in case you need to prove which charges you authorized and which ones you did not.
        
    If you used a debit card at Target in the past few weeks, you should be more assertive in paying attention to your account. With credit cards, you can withhold payment of an amount in dispute, but debit card transactions remove funds directly from your bank account, potentially wreaking havoc on your finances. What's more, you may have some liability if you fail to report unauthorized charges within 60 days after your statement is sent to you. Target is in the process of notifying banks and credit card issuers, who will in turn notify affected customers. You can contact your bank or credit card issuer for more information if you want to pre-emptively request a new debit card or put a security block on your account.
    
    Texoma Community Credit Union Marketing Director Rachel Wheat has notified over 600 customers that made purchases from Target in the last two and a half weeks. She said that TCCU is doing everything that can to make sure customers are aware of the fraud. However, she feels it unfair TCCU has to clean up Targets problem.

    "The convenience of swiping that credit card. We have to be very careful and make sure we monitor our accounts personally monitor our checking accounts making sure any strange charges you don't recognize that your calling your financial institution immediately."

    One local Credit Union helping to clean up the massive mess of a big business.

Jack Carney Newschannel 6