Hail Coverage - Newschannel 6 Now | Wichita Falls, TX

Hail Coverage

 

Hail is not in the forecast, but it could be soon.  Hail can cause a lot of damage especially to cars, so it's important to know whether or not your insurance covers hail damage.

There are two basic types of policies: liability and full or physical damage coverage.  Full or physical damage coverage includes comprehensive and collision damage.

"Comprehensive coverage covers every act of God including tree limbs, sand storms, hail and wind," said Jim Potts the Agency Manager for Farmers Insurance Group.

If you are not sure you have comprehensive insurance or not, you can either call your insurance agent or take a look at your insurance card.

However, you cannot just add comprehensive coverage to your policy.  You are not able to add it when severe weather is in the area, and your car has to meet certain requirements.

"The vehicle has to be of a value or meet the requirements of the insurance company to include or afford comprehensive coverage.  It also has to be in good enough shape cosmetically to get that coverage.  You can't have  prior hail damage or un-repaired damage and get comprehensive coverage," said Potts.

Because of the high threat of severe weather in this area, Potts recommends you to get it. He also said it's pennies on the dollar.

James Parish, Newschannel 6

 

  • News HeadlinesNewsMore>>

  • Indictment of Missouri governor could have political ripples

    Indictment of Missouri governor could have political ripples

    Saturday, February 24 2018 9:15 AM EST2018-02-24 14:15:50 GMT
    Saturday, February 24 2018 11:01 AM EST2018-02-24 16:01:19 GMT
    It didn't take long after Greitens was indicted for alleged invasion of privacy for Missouri Democrats to tie him to Attorney General Josh Hawley. (Source: AP Photos)It didn't take long after Greitens was indicted for alleged invasion of privacy for Missouri Democrats to tie him to Attorney General Josh Hawley. (Source: AP Photos)

    The indictment of Missouri Gov. Eric Greitens on felony invasion of privacy charges could have political implications beyond his office.

    The indictment of Missouri Gov. Eric Greitens on felony invasion of privacy charges could have political implications beyond his office.

  • The Latest: Czech star Ledecka secures rare Olympic double

    The Latest: Czech star Ledecka secures rare Olympic double

    Friday, February 23 2018 8:14 PM EST2018-02-24 01:14:57 GMT
    Saturday, February 24 2018 10:59 AM EST2018-02-24 15:59:27 GMT
    (AP Photo/Michael Sohn). Driver Nadezhda Sergeeva and Anastasia Kocherzhova of the Olympic Athletes of Russia take a curve in their third heat during the women's two-man bobsled final at the 2018 Winter Olympics in Pyeongchang, South Korea, Wednesday, ...(AP Photo/Michael Sohn). Driver Nadezhda Sergeeva and Anastasia Kocherzhova of the Olympic Athletes of Russia take a curve in their third heat during the women's two-man bobsled final at the 2018 Winter Olympics in Pyeongchang, South Korea, Wednesday, ...

    The International Bobsled and Skeleton Federation says it isn't commenting yet on an alleged anti-doping rule violation by Russian women's bobsledder Nadezhda Sergeeva.

    The International Bobsled and Skeleton Federation says it isn't commenting yet on an alleged anti-doping rule violation by Russian women's bobsledder Nadezhda Sergeeva.

  • Trump talks new gun measures, gun owners talk 'betrayal'

    Trump talks new gun measures, gun owners talk 'betrayal'

    Saturday, February 24 2018 1:15 AM EST2018-02-24 06:15:31 GMT
    Saturday, February 24 2018 10:58 AM EST2018-02-24 15:58:46 GMT
    (AP Photo/Evan Vucci). In this Feb. 22, 2018, photo, President Donald Trump speaks during a meeting with state and local officials to discuss school safety in the Roosevelt Room of the White House in Washington. Trump could face a backlash from gun rig...(AP Photo/Evan Vucci). In this Feb. 22, 2018, photo, President Donald Trump speaks during a meeting with state and local officials to discuss school safety in the Roosevelt Room of the White House in Washington. Trump could face a backlash from gun rig...
    President Donald Trump could face a backlash from gun rights advocates by voicing support for gun control measures.
    President Donald Trump could face a backlash from gun rights advocates by voicing support for gun control measures.
Powered by Frankly