High Water Can Cause High Cost Car Damage

High water can cause high cost car damage

WICHITA FALLS, TX (KAUZ) - On September 24th heavy rains caused massive flooding in Texoma, some roads seemed unpassable as they were covered by high water. However, many drivers still risked wading through the water in their vehicles. Viewers from around Texoma sent in videos as they tried to drive through high water on covered roads.

"You can see how wet it is," said Billy Holmes of Billy's auto off Jacksboro Highway in Wichita Falls.

In Holmes left hand is an air filter from a water damaged car just a small example of the cost drivers risk when wading their vehicles through high water.

"It filled up with water once it goes through soaks through and once it soaks through it goes into the motor itself," said Holmes.

There are five vehicles in Billy's shop that were damaged by Saturdays high water, Billy expects more to continue to flood into his shop. Repairing the car is not easy or cheap even if you are properly insured.

"This car here probably close to $5,000 for repair," said Holmes. "They turn it into their insurance companies and then they make a decision if they are going to repair the vehicle or total the vehicle."

Tim Short is a State Farm Insurance Agent in Wichita Falls. Short said he's advising drivers to "Turn around and don't drown... the engine" when they are driving through high water.

"These engine repairs/replacements can take a week or two to get the work done and the customer could be walking, taking public transportation or bumming rides from friends during that time if they don't have alternate transportation available," said Short.

Short said that comprehensive is the coverage that applies to repair the damage and the customer could have a deductible from $50 to $2000 which would be their share of the loss, the insurance company pays the rest of the damage.

So if you want to save money and save the headache of dealing with the insurance companies when you see a road covered by high water make sure you turn around and don't drown. Because even if you don't drown you're still risking doing some costly damage to your car.

"It might not be today damage it might be six months down the road damage before it shows up," said Holmes.

Jack Carney, Newschannel 6

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