That leaves people like Tate Scott, a young mother who falls under this category more than concerned and scrambling for what to do next.
“I get that there are certain things that they actually have to deeply look into,” said Scott. “Some people actually kind of rely on that especially when they have kids because you normally get behind on almost everything.”
“Refund loans concern me because if you're not able to pay that back to something else then you've got a really high interest rate,” said Anderson. “You've could have waited three weeks and got your money then.”
Even though Scott is being smart about her return, she knows where her return will go.
“I try not to make plans on money I don't have,” said Scott. “First things first rent needs to be paid and baby needs stuff so that is always the first thing that goes.”
There are a few things that Anderson recommends you do if you’re waiting for your return.
“The sooner you get it filed you're in the line of everybody else to get pushed on through on February 15,” said Anderson. “Don't spend it before you get it. Ever, no matter when or how.”